the Better Credit Challenge
We created a mentorship program to teach the right credit-building strategies to qualify and secure a dream lifestyle for their families. Many single parents strive to embrace entrepreneurship fully, so I teach solopreneurs how to establish and leverage industry-standard business capital to grow and manage a thriving profitable business.
Today I want to invite you to consider your options and be allowed to get information to make an informed decision and start freeing yourself from everything that makes you want to shut down and give up. I have already been where you are, and together we will RISE.
We are proud to be trusted by so many to assist with their Financial Journey. We are transparent, up front and we keep your best interest at the forefront of all we do.
During the budgeting module, you will have bi-weekly calls to ensure you are on the correct path. Once you have mastered budgeting there will be a monthly 30 min check-in for questions and updates.
Our Dispute team consists of our Credit Attorney, Paralegals and Credit Repair Specialists. We work tirelessly to make sure we find all inaccuracies on your report.
We know many have been promised credit repair and have been let down. We want to change the game and lower the prices. We charge a small monthly fee. No games, no surprises.
This occurs when you fall behind on your vehicle’s monthly payment. It can stay on your report for up to seven years making your financial life very difficult for years. Repo’s are also listed in the public record section of your report.
These happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it drastically affects your score. Do not pay any collections as this will actually decrease your score.
Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.
Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much since it can be interpreted as an attempt to substantially expand available credit, and create higher risks for lenders.
When a creditor believes that a debt is unlikely to be collected they will write it off as a loss. This does not mean you are off the hook. You are still responsible for paying the debt back, and it also lowers your score drastically.
Student debt includes any loans Federal or Private you take out to pay for your college education, which you repay with interest at a later date.